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Paycheck explainers

Short, sharp guides on how your money gets taxed.

State Taxes·6 min read

$100k Salary After Taxes in Texas: What You Actually Take Home

A $100,000 Texas salary nets roughly $78,000–$80,000 after federal and FICA taxes. Here's the full breakdown for 2024.

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Paycheck Basics·4 min read

How Overtime Is Taxed (And Why It's Not Punished)

Overtime pay is taxed at your normal marginal rate — not a special 'overtime rate'. We break down the myth.

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Self-Employment·7 min read

W-2 vs 1099: How the Same $80k Hits Your Bank Account Differently

W-2 employees split FICA with their employer. 1099 contractors pay both halves. Here's the actual difference.

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© 2026 PaycheckPilot. Estimates only — not tax advice.

Based on 2024 IRS brackets and state schedules.